Disclosure regarding insurance:

The following information applies to any insurance product that Lender of Lender's affiliates solicit the sale of, or that Lender or Lender's affiliates offer to sell you; 1). Insurance is not a deposit 2). Insurance is not an obligation of, or guaranteed or insured by Lender or Lender's affiliates 3). Insurance is not insured by Federal Deposit Insurance Corporation (FDIC) or any agency of the United States 4). Lender may not condition an extension of credit to you on either: (1) Your purchase of an insurance product from Lender or Lender's affiliates; or (2) Your agreement not to obtain or a prohibition of your obtaining an insurance product from an entity that is not affiliated with Lender.

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